- What Is a AFIS?
- Who Issues the AFIS Designation
- The Five Courses Behind the Designation
- Exam Format and Question Style
- Registration Routes and Fees
- Who Hires AFIS-Designated Professionals
- Annual Renewal and Continuing Education
- How to Prepare for the Farm Property Insurance Course
- Frequently Asked Questions
- AFIS is earned through five separate course exams, not one comprehensive test.
- Each course exam is 50 multiple-choice questions delivered online via PIIAC/Big I Nebraska.
- Individual courses are listed at $169 through that delivery route.
- Recorded-course access lasts three months but does not carry state insurance CE credit.
What Is a AFIS?
AFIS stands for Agribusiness and Farm Insurance Specialist, and the specific credential this article covers is the Farm Property Insurance track - often referenced as AFIS 1 because it is the first and foundational course in the broader AFIS designation series. It is a specialty insurance credential built for agents, underwriters, and claims professionals who work with farm and ranch accounts, and it is administered by the International Risk Management Institute, Inc. (IRMI).
Unlike a single comprehensive exam that tests a candidate across weighted content domains, AFIS is structured as a series of independent course examinations. The Farm Property Insurance course is the entry point that most candidates complete first, since it establishes the core vocabulary and coverage concepts - buildings, contents, tractors, combines, and livestock exposures - that reappear across the rest of the series. If you're just getting oriented, our companion piece on what AFIS is and the breakdown of AFIS meaning can help you separate this credential from other insurance and forensics acronyms that share the same four letters.
Who Issues the AFIS Designation
The AFIS designation is an IRMI credential. IRMI sets the requirements for what must be completed to earn and maintain the designation, and its credential requirements page links out to WebCE for course offerings. In practice, candidates also encounter a separate delivery route through PIIAC/Big I Nebraska, which provides the actual online multiple-choice examinations and recorded-course access for each course in the series. Understanding this two-track structure - IRMI as the credentialing body, WebCE and PIIAC/Big I Nebraska as course and exam delivery partners - matters because it explains why pricing, formats, and access windows can look slightly different depending on where you register.
For a full walkthrough of eligibility and how these pieces fit together, see our detailed guide on AFIS requirements.
The Five Courses Behind the Designation
Earning the AFIS designation requires passing five separate course examinations. Each course covers a distinct slice of farm insurance, and each has its own dedicated exam rather than contributing to a single blended score.
1. Farm Property Insurance (AFIS 1)
The primary focus of this article and the course most candidates start with. It centers on personal and business farm buildings and contents, tractors, combines, livestock, and the coverage forms used to insure these exposures.
- Farm dwellings, other structures, and business personal property
- Farm equipment such as tractors and combines
- Livestock as a covered exposure
- Applicable farm property coverage forms and how they differ from standard homeowners or commercial property forms
2. Farm Liability Insurance
Addresses liability exposures unique to farm operations, separate from the property-focused first course.
3. Farm Auto, Workers Compensation, and Umbrella Insurance
Covers farm-specific auto exposures, workers compensation issues tied to agricultural labor, and umbrella coverage layered above primary farm policies.
4. Special Farm Property Insurance Lines
Extends beyond the base property course into more specialized property coverage lines relevant to agribusiness accounts.
5. Miscellaneous Farm Insurance Lines
Rounds out the designation with additional farm insurance topics not captured in the other four courses.
Because each course is tested and scored on its own, candidates can sequence them in whatever order fits their book of business, though most begin with Farm Property Insurance since it's the most commonly referenced entry course. For a deeper look at how these five courses map to actual content areas, read our AFIS exam domains guide.
Key Takeaway
Keep your study materials for each course separate. Mixing Farm Property Insurance content with Farm Liability or Special Farm Property Lines content dilutes your prep and makes it harder to master the buildings-contents-equipment-livestock focus that AFIS 1 actually tests.
Exam Format and Question Style
Each of the five AFIS courses is tested through its own online examination consisting of 50 multiple-choice questions, delivered through the PIIAC/Big I Nebraska route. This format applies to the Farm Property Insurance exam just as it does to the other four courses - there is no essay component, no case-study simulation, and no combined final exam across courses.
Questions on the Farm Property Insurance course are drawn from the coverage forms, exposures, and terminology tied to farm buildings, contents, equipment, and livestock. Because the question bank is scoped to that single course, candidates should resist the temptation to study liability or auto content while preparing for this exam - it won't be tested here, and it will only slow down your review of the property-specific material that actually appears. Our AFIS exam difficulty guide goes further into what makes the question style challenging even for experienced farm insurance professionals.
Registration Routes and Fees
Through the PIIAC/Big I Nebraska delivery route, individual AFIS courses - including Farm Property Insurance - are listed at $169 per course. That fee covers the course access and its associated 50-question online exam.
Candidates also have the option of a recorded-course format. This gives you three months of recording access, and completing it can count toward the AFIS designation requirements. However, it's important to know one specific limitation: the recorded-course option does not award the advertised state insurance continuing education (CE) credit that some live or webinar formats provide. If CE credit matters for your state license, confirm the delivery format before you register.
For a line-by-line breakdown of what you'll actually pay across the full five-course designation path, see AFIS certification cost.
| Format | Access Window | Counts Toward Designation | State CE Credit |
|---|---|---|---|
| Live webinar | Scheduled session | Yes | Yes (as advertised) |
| Recorded course | 3 months | Yes | No |
Who Hires AFIS-Designated Professionals
AFIS is most relevant to insurance professionals who touch agribusiness and farm accounts directly. That includes independent agents specializing in rural and farm lines, underwriters at carriers that write farm property and liability business, claims adjusters handling farm-related losses, and risk managers working with agricultural operations. Because the designation is built around IRMI's farm-specific course series rather than a general property and casualty curriculum, it signals focused expertise in farm buildings, equipment, livestock, and the coverage forms that generalist P&C credentials don't dig into as deeply.
If you're weighing whether the time and course fees are worth it for your career path, our ROI analysis on AFIS certification and the AFIS salary guide both address that question directly, and the AFIS jobs overview looks at where this designation tends to show up in job postings and role requirements.
Annual Renewal and Continuing Education
Holding the AFIS designation isn't a one-time achievement - it requires annual continuing education to remain active. One established renewal route runs through the IRMI AgriCon conference. For the 2026 cycle, the AgriCon renewal path accepted either attendance for one full conference day or participation in at least five sessions, with attendance verification required to confirm completion. The $169 renewal fee was included as part of conference registration, and notably, renewing through AgriCon attendance did not require sitting for an AFIS course examination again.
This gives designation holders a practical choice each year: sit for additional course exams to expand your AFIS credentials, or maintain your existing status through a qualifying conference attendance path. Either way, staying current matters if you want the designation to keep showing up as active on your professional profile.
Key Takeaway
The AgriCon renewal route is attendance-based, not exam-based - five sessions or one full conference day, verified, with the $169 fee bundled into registration.
How to Prepare for the Farm Property Insurance Course
Because the Farm Property Insurance exam is scoped tightly around buildings, contents, equipment, and livestock, the most efficient prep approach is to build a study plan around that specific scope rather than general insurance study habits. Start by identifying every coverage form referenced in the course materials and drilling the differences between them - this is where multiple-choice questions tend to test fine distinctions.
Buildings and Contents Fundamentals
- Review farm dwelling and other-structures coverage
- Study business personal property provisions specific to farm operations
Equipment and Livestock Exposures
- Work through tractor and combine coverage scenarios
- Study livestock as a distinct covered exposure and its policy treatment
Coverage Forms and Practice Questions
- Compare applicable farm property coverage forms side by side
- Run timed 50-question practice sets to mirror the actual exam format
Practice questions matter more than passive re-reading for this exam, since the format is entirely multiple-choice. Running full-length 50-question sets under timed conditions builds the pacing instinct you'll need on exam day. Our AFIS cheat sheet condenses the must-know facts into a one-page review for a final pass before you sit for the exam, and our AFIS study guide walks through a complete first-attempt strategy. You can also build exam-day familiarity by running timed practice sessions on our practice test platform, which mirrors the multiple-choice format you'll face in the actual course exam.
Before you schedule your exam date, double-check the current registration windows - our AFIS exam dates guide covers testing windows and scheduling deadlines, and the AFIS passing score guide clarifies exactly what you need to hit to pass. If you want to see how other candidates have fared, the AFIS pass rate article walks through what the available data actually shows without guessing at numbers that aren't published.
Frequently Asked Questions
AFIS is earned through five separate course examinations: Farm Property Insurance, Farm Liability Insurance, Farm Auto/Workers Compensation/Umbrella Insurance, Special Farm Property Insurance Lines, and Miscellaneous Farm Insurance Lines. There is no single comprehensive test.
Each AFIS course exam, including Farm Property Insurance, is delivered as a 50-question multiple-choice online examination through the PIIAC/Big I Nebraska route.
Through the PIIAC/Big I Nebraska delivery route, individual courses are listed at $169 each.
No. The recorded-course option provides three months of access and can count toward the AFIS designation, but it does not award the advertised state insurance continuing education credit.
One renewal route is through IRMI AgriCon. For the 2026 cycle, renewal required attending one full conference day or at least five sessions with attendance verification, with the $169 renewal fee included in conference registration and no exam retake required.